top of page

Terms & Conditions

Terms and Conditions

Last Updated: 28/02/2025

Welcome to No Worries Nate. By using our website and services, you agree to the following Terms and Conditions. Please read them carefully.

​

1. Who Can Use This Website

By using this website, you confirm that you:

  • Are at least 18 years old or have permission from a legal guardian.

  • Are using this website for lawful purposes only.

  • Understand that we provide a lead generation service and do not directly offer insurance products or financial advice.

​

2. Services We Provide

No Worries Nate connects individuals with trusted insurance advisors. Our service involves:

  • Collecting preliminary information via online forms.

  • Matching users with insurance professionals who can provide further assistance.

  • Facilitating communication between users and third-party advisors.

We do not provide financial or insurance advice ourselves. Any advice received from an insurance advisor is the responsibility of that advisor.

​

3. Retention of Right to Change Offering

We reserve the right to:

  • Modify, suspend, or discontinue any aspect of our services at any time.

  • Change the way we connect users with insurance advisors.

  • Update these Terms as needed to reflect changes in our business or regulations.

We will notify users of significant changes by updating this page.

​

4. Warranties & Responsibilities for Services

We strive to connect you with reliable insurance advisors, but we:

  • Do not guarantee that a specific advisor will be able to provide you with the coverage you seek.

  • Are not responsible for the advice, recommendations, or services provided by third-party insurance advisors.

  • Do not endorse any specific insurance provider or policy.

You should conduct your own due diligence before making any insurance decisions.

​

5. Ownership of Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of No Worries Nate and is protected by copyright laws. You may not reproduce, distribute, or use any of our content without written permission.

Any trademarks, logos, or brand names of third-party insurance providers displayed on our site belong to their respective owners.

​

6. Right to Suspend or Cancel Access

We reserve the right to suspend or terminate access to our website and services if:

  • You violate these Terms.

  • We suspect fraudulent activity.

  • We believe your actions could harm our business or other users.

​

7. Indemnification

By using this website, you agree to indemnify and hold No Worries Nate harmless from any claims, damages, or expenses arising from:

  • Your use of the website or services.

  • Any agreements or disputes between you and third-party insurance advisors.

​

8. Limitation of Liability

To the fullest extent permitted by law:

  • No Worries Nate is not liable for any loss, damage, or claims resulting from the use of our website or services.

  • We are not responsible for any errors or omissions in the information provided by third-party insurance advisors.

  • We do not guarantee that our website will always be available, uninterrupted, or error-free.

If you experience any issues with an insurance provider or advisor, you should address the matter directly with them.

​

9. Right to Change These Terms

We may update these Terms periodically. Any changes will be effective immediately upon posting. By continuing to use our website, you accept any revised Terms.

​

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of New Zealand. Any disputes arising from these Terms shall be resolved through negotiation. If unresolved, disputes will be settled in accordance with New Zealand law.

​

11. Contact Information

For any questions or concerns regarding these Terms, please contact us:

bottom of page